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Leo Panda

Insurance Fraud Investigator
PROFESSIONAL SUMMARY

Insurance Fraud Investigator with 7+ years of experience conducting SIU investigations across auto, property, and bodily injury claims. Skilled in statement analysis, scene documentation, database research, and evidence development supporting claim resolution and referral decisions. Consistently reduced questionable payouts through timely case reviews, clear reporting, and close partnership with claims, legal, and law enforcement teams.

SKILLS
Fraud Investigations
Claims Analysis
Interviewing
Surveillance Coordination
Report Writing
Public Records Research
PROFESSIONAL EXPERIENCE
Statewide Mutual Insurance
Property & CasualtyNational Carrier
Dallas, TX
Senior Insurance Fraud Investigator
SIUClaims Investigations
May 2021 - Present
  • Manage a caseload of 35 to 45 suspected fraud matters monthly involving auto, bodily injury, and property claims across Texas and neighboring states.
  • Identified material inconsistencies through recorded statements, document review, and database research, contributing to a 22% reduction in questionable claim payments year over year.
  • Prepared detailed investigative reports and referral packages used by claims counsel and law enforcement, supporting 18 civil or criminal referrals since 2022.
  • Coordinated surveillance, scene inspections, and medical canvasses with external vendors, improving evidence turnaround times by 30% on high-exposure cases.
  • Partnered with adjusters and claims leaders to deliver fraud indicators training, increasing early SIU referrals by 17% within one calendar year.
Lone Star Claims Services
Third-Party AdministratorInsurance Services
Irving, TX
Insurance Fraud Investigator
Fraud DetectionField Investigations
Aug 2017 - Apr 2021
  • Investigated suspicious auto and workers' compensation claims by reviewing loss histories, billing patterns, and claimant activity, closing an average of 28 cases monthly.
  • Conducted claimant, witness, and employer interviews that uncovered non-disclosed prior losses and employment conflicts in 14% of assigned files.
  • Built chronologies and evidence summaries for adjusters and attorneys, helping support denials, settlement negotiations, and subrogation strategies on contested claims.
  • Reviewed surveillance footage, social media activity, and public records to validate injury allegations, contributing to more than $1.1 million in avoided losses.
  • Maintained compliant case files and documentation standards, achieving 98% quality audit scores across quarterly file reviews.
EDUCATION
University of North Texas
Criminal JusticeInvestigations
Denton, TX
Bachelor of Science in Criminal Justice
Aug 2013 - May 2017

Focused on investigations, legal procedure, and evidence evaluation.

CERTIFICATIONS
Certified Fraud Examiner (CFE) - Association of Certified Fraud Examiners
Oct 2021

Professional credential.

Claims Law Associate (CLA) - The Institutes
Jun 2019

Professional credential.

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